Consumer Bankruptcy Lawyer in Burlington, NJ

What is Consumer Bankruptcy?

Consumer bankruptcy refers to a bankruptcy case filed to reduce or eliminate debts that are consumer debts. Consumer debts are debts incurred from personal spending versus those from business related matters. A consumer can file for bankruptcy under Chapter 7  or Chapter 13  of the Bankruptcy Code.

How I can help

With over 30 years of experience in bankruptcy law in New Jersey, I have a deep understanding of what it takes to file in this state. I will help you navigate the enormous amount of paperwork and deadlines associated with filing. Don’t let these details prevent you from getting out from underneath the pressure of debt.

The first step is to determine if you should file for Chapter 7  or Chapter 13.

Chapter 7 typically means discharging your unsecured debt such as credit cards, medical bills, and personal loans.

Chapter 13 on the other hand, allows you to catch up on delinquent payments for mortgages, car loans, and taxes while at the same times discharging unsecured debt.

Give me a call today to decide which option is best for you.

Contact Tom Orr at 609-386-8700 today for a free consultation.

There is life after bankruptcy and it starts here.