After many wonderful years serving our community, Tom Orr is retiring and will no longer be accepting new clients

Tom Orr: Bankruptcy Attorney in Burlington County, NJ

The Law Offices of Thomas J. Orr

There is Life After Bankruptcy


If you’ve faced financial hardship and felt as if you were being smothered by mountains of debt, then bankruptcy may be an option for you. Bankruptcy gives individuals a second chance and a clear path for future success. It can help you move forward without being held back by the pressure of pre-existing debt.


Generally, any one person, a couple or business can file bankruptcy. An attorney can help you with your first steps, and provide representation in court during the bankruptcy process.

Bankruptcies remain on credit reports for 10 years. An attorney can discuss circumstances that might be affected by your bankruptcy. For the most part, people who file bankruptcy are back on their feet and in better financial standing than without it.

Bankruptcy will never prohibit you from filing for future credit. Typically, our clients can expect to obtain credit 1-2 years after discharge.

Individuals who want to file for bankruptcy should gather a list of past and present debts, as well as any assets or liabilities they currently have. Taxes, debts, fines or penalties, loans, etc. should also be included in this list.


Hundreds of thousands of Americans, including consumers and business owners, file for bankruptcy each year. While many think this situation is the result of overspending, most cases are due to financial hardship such as job loss, costly medical bills, divorce, or a poor economy.

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