Burlington, NJ Chapter 7 Bankruptcy Attorney

What is Chapter 7?

Chapter 7 bankruptcy allows you to discharge unsecured debt while retaining assets such as real estate, cars, bank accounts, retirement funds, etc. Filing for Chapter 7 offers a fresh start.

How I can help

While Chapter 7 is usually simplest and quickest form of bankruptcy, not everyone is eligible. In some cases, in order file for Chapter 7 bankruptcy, you must complete the ‘Means Test’ form as dictated by the 2005 amendments to the bankruptcy code. As a highly experienced bankruptcy attorney, I can help you not only understand the complexities of this test to determine if Chapter 7 is the right solution for you.

What debt does Chapter 7 eliminate?

  • Medical bills
  • Credit card debt
  • Some income taxes
  • Personal loans
  • Pay day loans
  • Judgments

Filing for Chapter 7 will put a stop to:

  • Creditor harassment
  • Home foreclosure
  • Threat of repossessions
  • Judgments
  • Wage garnishment
  • Sheriff’s sales
  • Lawsuits
  • High interest rates
  • IRS demands
  • Motor vehicle surcharges

Contact Tom Orr at 609-386-8700 today for a free consultation.

There is life after bankruptcy and it starts here.