How To Protect Your Personal Property During Bankruptcy Making the final decision to file for bankruptcy can be daunting, especially when you take into consideration all of the assets and personal property you’ve worked hard for. At Tom Orr Law we are here to make those decisions less difficult and answer all the “what if” …
How To Protect Your Personal Property During Bankruptcy Read More »
There are a variety of NJ bankruptcy exemptions available to those filing for bankruptcy in the state. These exemptions are an essential aspect of the bankruptcy process because they protect your property from creditors. This blog will educate you on the various New Jersey bankruptcy exemptions. You have two choices when filing for bankruptcy in …
You recently filed for Chapter 7, 11 or even 13 bankruptcy, and you have made it to the point where all of your debt has finally been discharged. You’re now ready to begin your life after bankruptcy and are asking yourself the question, “what do I do next?” It’s essential to understand what happens when …
Bankruptcy Fresh Start: Tips to Succeed in Life After Bankruptcy Read More »
My clients come to me in need of a fresh start. They are getting calls from collection agencies left and right and are often using credit to buy the necessities such as food. Credit cards and mortgages are considered long-term loans. Payday loans are the most common type of short-term, unsecured lending, offering a …
Filing for bankruptcy is sometimes compared to “finding a ray of light at the end of a dark tunnel.” It is also said that you are “wiping the slate clean” or getting a “fresh start.” If you’ve been asking yourself, “is bankruptcy really a fresh start?”, this blog is perfect for you. Keep reading this …
How fresh of a “fresh start” is filing for bankruptcy? Read More »
While this may seem counter-initiative coming from a bankruptcy attorney, there are times when it’s actually in your best interest to wait or delay filing for bankruptcy. Knowing these situations beforehand helps you understand how to better time your filing and ensure the best possible outcome. When You Should Delay Filing for Bankruptcy If you …
When is the Best Time to File for Bankruptcy? – Part II Read More »
Many of my clients wonder when the best time is for them to file for bankruptcy. Fortunately, it’s fairly easy to understand when you should file immediately for bankruptcy and when it makes more sense to wait. Knowing these situations beforehand helps you understand how to wisely time your filing and ensure the best possible …
When is the Best Time to File for Bankruptcy? – Part I Read More »
Hundreds of thousands of Americans, including consumers and business owners, file for bankruptcy each year. While many think this situation is the result of overspending, most cases are due to financial hardship such as job loss, costly medical bills, divorce, or a poor economy.
I’ve been practicing bankruptcy law in Burlington, New Jersey for over 33 years. With just one location, I can focus exclusively on helping my clients make their way not only through bankruptcy, but well past it. We will work together to explore all of your options and determine if bankruptcy is the right choice for you. The goal is to get you on the path to a new beginning.
If you’re losing sleep, feeling scared or even embarrassed, let’s talk. There is life after bankruptcy and it starts here. My offices are located in downtown Burlington, near the Riverline train stop. I provide Saturday and evening hours as needed. I offer payment arrangements to fit your budget. Contact my office today at 609-386-8700.
